2026 Military BAH Rates — Every Pay Grade at Every Installation

Basic Allowance for Housing (BAH) is one of the most important numbers in a military family's finances. It's a non-taxable monthly payment that replaces on-base housing for service members who live off-post — and the rate varies dramatically by location. An E-5 at Naval Station Norfolk receives a different BAH than the same pay grade at Fort Wainwright, Alaska. This page covers the full 2026 rate landscape across all 146 US installations, so you can compare assignments before orders are cut or budget accurately after they are.

Click any installation name below to open the full pay-grade table — showing every grade from E-1 through O-6, with-dependents and without-dependents rates, monthly BAH vs. average local rent, and the monthly surplus or shortfall.

Top 10 Highest BAH Rates — E-5 With Dependents

Installation	Location	Branch	E-5 BAH w/dep
Los Angeles Air Force Base	El Segundo, California	Space Force	$4,554
Joint Base Pearl Harbor-Hickam	Honolulu, Hawaii	Navy	$4,158
USCG Sector San Francisco	Alameda, California	Coast Guard	$4,158
NAS North Island	Coronado, California	Navy	$3,906
MCAS Miramar	San Diego, California	Marines	$3,906
MCBH Kaneohe Bay	Kaneohe, Hawaii	Marines	$3,906
MCRD San Diego	San Diego, California	Marines	$3,906
USCG Sector San Diego	San Diego, California	Coast Guard	$3,762
Schofield Barracks	Wahiawa, Hawaii	Army	$3,636
NAS Key West	Key West, Florida	Navy	$3,636

10 Most Affordable Duty Stations — E-5 With Dependents

Installation	Location	Branch	E-5 BAH w/dep
White Sands Missile Range	White Sands, New Mexico	Army	$1,044
Yuma Proving Ground	Yuma, Arizona	Army	$1,044
USCG Sector Boston	Boston, Massachusetts	Coast Guard	$1,044
USCG Sector Baltimore	Baltimore, Maryland	Coast Guard	$1,044
Cheyenne Mountain Space Force Station	Colorado Springs, Colorado	Space Force	$1,044
Maui Space Surveillance Complex	Kihei, Hawaii	Space Force	$1,044
Vance Air Force Base	Enid, Oklahoma	Air Force	$1,044
USCG Sector Great Lakes	Milwaukee, Illinois	Coast Guard	$1,044
USCG Sector San Juan	San Juan, Puerto Rico	Coast Guard	$1,044
USCG Sector Honolulu	Honolulu, Hawaii	Coast Guard	$1,044

Lower BAH areas typically have lower cost of living — use the full installation profile to see the surplus/shortfall against actual local rent.

Frequently Asked Questions

What is BAH (Basic Allowance for Housing)?

Basic Allowance for Housing (BAH) is a monthly non-taxable cash allowance paid to service members who do not live in government-provided housing. The rate is set by pay grade and duty station zip code, and is designed to cover approximately 95% of median local rental costs. BAH is updated every January 1 using the DoD's annual housing survey.

How is the BAH rate determined for my pay grade?

The DoD establishes an E-5 with-dependents base rate for each zip code. Rates for other pay grades are calculated by multiplying this base rate by the official DoD pay-grade multiplier. For example, O-3 BAH is approximately 1.195× the E-5 base rate. BaseReady applies these multipliers to produce the full table for each installation.

Does BAH change if I have dependents?

Yes. BAH with-dependents rates are higher than without-dependents rates — typically 15–20% higher depending on pay grade. Once you have any qualifying dependent (spouse, child, or dependent parent), you receive the higher with-dependents rate for your entire tour at that duty station, regardless of whether the dependent lives with you.

Army — 34 Installations

Aberdeen Proving Ground Aberdeen, Maryland Army $2,214 Dugway Proving Ground Dugway, Utah Army $1,170 Fort Belvoir Fairfax County, Virginia Army $3,114 Fort Bliss El Paso, Texas Army $1,368 Fort Campbell Clarksville, Kentucky Army $1,494 Fort Carson Colorado Springs, Colorado Army $2,268 Fort Cavazos Killeen, Texas Army $1,422 Fort Drum Watertown, New York Army $1,818 Fort Eisenhower Augusta, Georgia Army $1,422 Fort Gregg-Adams Petersburg, Virginia Army $1,818 Fort Hamilton Brooklyn, New York Army $3,636 Fort Huachuca Sierra Vista, Arizona Army $1,692 Fort Irwin / NTC Barstow, California Army $2,142 Fort Jackson Columbia, South Carolina Army $1,368 Fort Johnson Leesville, Louisiana Army $1,242 Fort Knox Radcliff, Kentucky Army $1,368 Fort Leavenworth Leavenworth, Kansas Army $1,818 Fort Leonard Wood Waynesville, Missouri Army $1,170 Fort Liberty Fayetteville, North Carolina Army $1,566 Fort Meade Odenton, Maryland Army $2,466 Fort Moore Columbus, Georgia Army $1,368 Fort Novosel Daleville, Alabama Army $1,278 Fort Riley Junction City, Kansas Army $1,296 Fort Sill Lawton, Oklahoma Army $1,242 Fort Stewart Hinesville, Georgia Army $1,422 Fort Wainwright Fairbanks, Alaska Army $2,340 Joint Base Lewis-McChord Lakewood, Washington Army $2,538 Joint Base Myer-Henderson Hall Arlington, Virginia Army $3,114 Presidio of Monterey Monterey, California Army $2,862 Redstone Arsenal Huntsville, Alabama Army $1,368 Schofield Barracks Wahiawa, Hawaii Army $3,636 West Point (USMA) West Point, New York Army $2,862 White Sands Missile Range White Sands, New Mexico Army $1,044 Yuma Proving Ground Yuma, Arizona Army $1,044

Navy — 23 Installations

Joint Base Pearl Harbor-Hickam Honolulu, Hawaii Navy $4,158 NAS Corpus Christi Corpus Christi, Texas Navy $1,296 NAS Fallon Fallon, Nevada Navy $1,620 NAS Jacksonville Jacksonville, Florida Navy $2,016 NAS JRB Fort Worth Fort Worth, Texas Navy $1,368 NAS Key West Key West, Florida Navy $3,636 NAS Lemoore Lemoore, California Navy $1,818 NAS Meridian Meridian, Mississippi Navy $1,170 NAS North Island Coronado, California Navy $3,906 NAS Oceana Virginia Beach, Virginia Navy $2,088 NAS Patuxent River Patuxent River, Maryland Navy $1,764 NAS Pensacola Pensacola, Florida Navy $1,890 NAS Whidbey Island Oak Harbor, Washington Navy $2,340 Naval Base Kitsap Bremerton, Washington Navy $2,466 Naval Base Ventura County Port Hueneme, California Navy $3,384 Naval Station Everett Everett, Washington Navy $2,862 Naval Station Great Lakes North Chicago, Illinois Navy $1,422 Naval Station Mayport Mayport, Florida Navy $1,620 Naval Station Newport Newport, Rhode Island Navy $2,862 Naval Station Norfolk Norfolk, Virginia Navy $2,142 Naval Support Activity Annapolis Annapolis, Maryland Navy $2,988 Sub Base Kings Bay Saint Marys, Georgia Navy $1,494 Sub Base New London Groton, Connecticut Navy $2,736

Air Force — 48 Installations

Altus Air Force Base Altus, Oklahoma Air Force $1,098 Barksdale Air Force Base Bossier City, Louisiana Air Force $1,368 Beale Air Force Base Marysville, California Air Force $1,764 Cannon Air Force Base Clovis, New Mexico Air Force $1,134 Davis-Monthan Air Force Base Tucson, Arizona Air Force $1,890 Dover Air Force Base Dover, Delaware Air Force $1,890 Dyess Air Force Base Abilene, Texas Air Force $1,242 Edwards Air Force Base Edwards, California Air Force $2,088 Eglin Air Force Base Valparaiso, Florida Air Force $2,016 Eielson Air Force Base Fairbanks, Alaska Air Force $2,142 Ellsworth Air Force Base Box Elder, South Dakota Air Force $1,296 F.E. Warren Air Force Base Cheyenne, Wyoming Air Force $1,296 Fairchild Air Force Base Spokane, Washington Air Force $2,016 Goodfellow Air Force Base San Angelo, Texas Air Force $1,170 Grand Forks Air Force Base Grand Forks, North Dakota Air Force $1,170 Hill Air Force Base Ogden, Utah Air Force $2,016 Holloman Air Force Base Alamogordo, New Mexico Air Force $1,170 Hurlburt Field Mary Esther, Florida Air Force $2,088 Joint Base Andrews Camp Springs, Maryland Air Force $2,988 Joint Base Charleston North Charleston, South Carolina Air Force $1,494 Joint Base Elmendorf-Richardson Anchorage, Alaska Air Force $2,736 Joint Base Langley-Eustis Hampton, Virginia Air Force $2,088 Joint Base San Antonio San Antonio, Texas Air Force $1,890 Keesler Air Force Base Biloxi, Mississippi Air Force $1,692 Kirtland Air Force Base Albuquerque, New Mexico Air Force $1,368 Laughlin Air Force Base Del Rio, Texas Air Force $1,098 Little Rock Air Force Base Jacksonville, Arkansas Air Force $1,242 Luke Air Force Base Glendale, Arizona Air Force $2,214 MacDill Air Force Base Tampa, Florida Air Force $2,268 Malmstrom Air Force Base Great Falls, Montana Air Force $1,296 Maxwell Air Force Base Montgomery, Alabama Air Force $1,494 McConnell Air Force Base Wichita, Kansas Air Force $1,494 Minot Air Force Base Minot, North Dakota Air Force $1,242 Moody Air Force Base Valdosta, Georgia Air Force $1,296 Mountain Home Air Force Base Mountain Home, Idaho Air Force $1,692 Nellis Air Force Base Las Vegas, Nevada Air Force $2,142 Offutt Air Force Base Bellevue, Nebraska Air Force $1,764 Robins Air Force Base Warner Robins, Georgia Air Force $1,422 Scott Air Force Base O'Fallon, Illinois Air Force $1,818 Seymour Johnson Air Force Base Goldsboro, North Carolina Air Force $1,368 Shaw Air Force Base Sumter, South Carolina Air Force $1,296 Sheppard Air Force Base Wichita Falls, Texas Air Force $1,206 Tinker Air Force Base Midwest City, Oklahoma Air Force $1,494 Travis Air Force Base Fairfield, California Air Force $3,114 Tyndall Air Force Base Panama City, Florida Air Force $2,016 Vance Air Force Base Enid, Oklahoma Air Force $1,044 Whiteman Air Force Base Knob Noster, Missouri Air Force $1,170 Wright-Patterson Air Force Base Dayton, Ohio Air Force $1,692

Marines — 12 Installations

MCAS Beaufort Beaufort, South Carolina Marines $1,818 MCAS Cherry Point Havelock, North Carolina Marines $1,620 MCAS Miramar San Diego, California Marines $3,906 MCAS New River Jacksonville, North Carolina Marines $1,692 MCAS Yuma Yuma, Arizona Marines $1,692 MCB Camp Lejeune Jacksonville, North Carolina Marines $1,764 MCB Camp Pendleton Oceanside, California Marines $3,636 MCB Quantico Quantico, Virginia Marines $2,988 MCB Twentynine Palms Twentynine Palms, California Marines $1,818 MCBH Kaneohe Bay Kaneohe, Hawaii Marines $3,906 MCRD Parris Island Beaufort, South Carolina Marines $1,764 MCRD San Diego San Diego, California Marines $3,906

Coast Guard — 18 Installations

USCG Air Station Clearwater Clearwater, Florida Coast Guard $1,044 USCG Sector Baltimore Baltimore, Maryland Coast Guard $1,044 USCG Sector Boston Boston, Massachusetts Coast Guard $1,044 USCG Sector Buffalo Buffalo, New York Coast Guard $1,044 USCG Sector Great Lakes Milwaukee, Illinois Coast Guard $1,044 USCG Sector Hampton Roads Portsmouth, Virginia Coast Guard $2,016 USCG Sector Honolulu Honolulu, Hawaii Coast Guard $1,044 USCG Sector Houston-Galveston Galveston, Texas Coast Guard $1,692 USCG Sector Miami Miami Beach, Florida Coast Guard $3,636 USCG Sector New Orleans New Orleans, Louisiana Coast Guard $1,818 USCG Sector New York Staten Island, New York Coast Guard $3,510 USCG Sector Portland Portland, Oregon Coast Guard $1,044 USCG Sector Puget Sound Seattle, Washington Coast Guard $3,636 USCG Sector San Diego San Diego, California Coast Guard $3,762 USCG Sector San Francisco Alameda, California Coast Guard $4,158 USCG Sector San Juan San Juan, Puerto Rico Coast Guard $1,044 USCG Sector Southeast Alaska Juneau, Alaska Coast Guard $2,862 USCG Training Center Cape May Cape May, New Jersey Coast Guard $2,466

Space Force — 9 Installations

Buckley Space Force Base Aurora, Colorado Space Force $2,268 Cheyenne Mountain Space Force Station Colorado Springs, Colorado Space Force $1,044 Clear Space Force Station Anderson, Alaska Space Force $1,296 Los Angeles Air Force Base El Segundo, California Space Force $4,554 Maui Space Surveillance Complex Kihei, Hawaii Space Force $1,044 Patrick Space Force Base Cocoa Beach, Florida Space Force $2,214 Peterson Space Force Base Colorado Springs, Colorado Space Force $2,268 Schriever Space Force Base Colorado Springs, Colorado Space Force $2,214 Vandenberg Space Force Base Lompoc, California Space Force $3,114